@phdthesis{universitasamikomyogyakarta33022,
            year = {2026},
          author = {Faiz Daffa Kurnia},
           month = {February},
           title = {SEGMENTASI PERILAKU PENGGUNA KARTU KREDIT
DAN PREDIKSI DEFAULT MENGGUNAKAN KMEANS
CLUSTERING},
          school = {Universitas AMIKOM Yogyakarta},
             url = {https://eprints.amikom.ac.id/id/eprint/33022/},
        keywords = {K-Means Clustering, Segmentasi Pengguna, Kartu Kredit, Credit
Default, Data Mining, User Segmentation, Credit Card.}
}