%D 2026 %A Lusiana Aryanti Marselien %I Universitas AMIKOM Yogyakarta %T {JALUR NON REGULER - SCIENTIST} PENGARUH FINANCIAL LITERACY, FINANCIAL TECHNOLOGY, FINANCIAL ATTITUDE, DAN FINANCIAL SELF-EFFICACY TERHADAP FINANCIAL BEHAVIOR PADA GENERASI Z %K Perilaku keuangan, literasi keuangan, teknologi keuangan, sikap keuangan, kepercayaan diri, Generasi Z, Financial behavior, financial literacy, financial technology, financial attitude. %L universitasamikomyogyakarta32674