?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Lusiana+Aryanti&rft.aulast=Marselien&rft.au=Marselien%2C+Lusiana+Aryanti&rft.title=%7BJALUR+NON+REGULER+-+SCIENTIST%7D+PENGARUH+FINANCIAL+LITERACY%2C+FINANCIAL+TECHNOLOGY%2C+FINANCIAL+ATTITUDE%2C+DAN+FINANCIAL+SELF-EFFICACY+TERHADAP+FINANCIAL+BEHAVIOR+PADA+GENERASI+Z&rft.date=9+April+2026&rft.degree=S1+-+Sarjana&rft.inst=Universitas+AMIKOM+Yogyakarta