@phdthesis{universitasamikomyogyakarta32674, school = {Universitas AMIKOM Yogyakarta}, title = {\{JALUR NON REGULER - SCIENTIST\} PENGARUH FINANCIAL LITERACY, FINANCIAL TECHNOLOGY, FINANCIAL ATTITUDE, DAN FINANCIAL SELF-EFFICACY TERHADAP FINANCIAL BEHAVIOR PADA GENERASI Z}, author = {Lusiana Aryanti Marselien}, year = {2026}, month = {April}, keywords = {Perilaku keuangan, literasi keuangan, teknologi keuangan, sikap keuangan, kepercayaan diri, Generasi Z, Financial behavior, financial literacy, financial technology, financial attitude.}, url = {https://eprints.amikom.ac.id/id/eprint/32674/} }