<mets:mets OBJID="eprint_32669" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-09-14T20:26:31Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>EPrints Universitas Amikom Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_32669_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>PENGARUH PENGGUNAAN E-WALLET, FITUR LAYANAN,&#13;
FREKUENSI PENGGUNAAN, DAN LITERASI KEUANGAN&#13;
TERHADAP PENGELOLAAN KEUANGAN PRIBADI</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">Prima Eka Widya</mods:namePart><mods:namePart type="family">Astuti</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Penelitian ini memiliki tujuan untuk menguji secara empiris pengaruh pada &#13;
penggunaan e-wallet, fitur layanan, frekuensi penggunaan, dan literasi keuangan&#13;
terhadap pengelolaan keuangan pribadi mahasiswa. Metode penelitian yang&#13;
digunakan adalah pendekatan kuantitatif dengan teknik survei melalui penyebaran&#13;
kuesioner kepada mahasiswa Universitas Amikom Yogyakarta sebagai responden.&#13;
Data penelitian dianalisis menggunakan uji validitas, uji reliabilitas, uji asumsi&#13;
klasik, analisis regresi linier berganda, uji parsial (uji t), uji simultan (uji F), serta&#13;
koefisien determinasi (R²). Hasil penelitian menunjukkan bahwa variabel&#13;
penggunaan e-wallet dan fitur layanan tidak memiliki pengaruh yang signifikan&#13;
terhadap pengelolaan keuangan pribadi mahasiswa. Sementara itu, frekuensi&#13;
penggunaan dan literasi keuangan terbukti memiliki pengaruh positif yang&#13;
signifikan terhadap pengelolaan keuangan pribadi mahasiswa. Secara simultan,&#13;
penggunaan e-wallet, fitur layanan, frekuensi penggunaan, dan literasi keuangan&#13;
memiliki pengaruh terhadap pengelolaan keuangan pribadi mahasiswa.</mods:abstract><mods:classification authority="lcc">720 Arsitektur</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-07-03</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Universitas AMIKOM Yogyakarta;Fakultas Ekonomi &amp; Sosial</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_32669"><mets:rightsMD ID="rights_eprint_32669_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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