<mets:mets OBJID="eprint_32500" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-08-01T11:01:46Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>EPrints Universitas Amikom Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_32500_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>KINERJA UMKM DI SLEMAN: FAKTOR PENENTU&#13;
LITERASI KEUANGAN, DAN ORIENTASI&#13;
KEWIRAUSAHAAN</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">Muhammad Rosyid</mods:namePart><mods:namePart type="family">Ridho</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan pilar fundamental&#13;
perekonomian Indonesia. Kabupaten Sleman, sebagai wilayah dengan populasi&#13;
UMKM tertinggi di DIY, memiliki potensi ekonomi signifikan, namun kinerja&#13;
UMKM kerap dipengaruhi oleh faktor internal pelaku usaha. Penelitian ini&#13;
bertujuan menganalisis pengaruh parsial dan simultan literasi keuangan (X1) serta&#13;
orientasi kewirausahaan (X2) terhadap kinerja UMKM (Y) di Sleman. Dengan&#13;
pendekatan kuantitatif, data primer dikumpulkan melalui kuesioner dari 97&#13;
responden UMKM yang dipilih secara purposive sampling. Analisis regresi linear&#13;
berganda menunjukkan bahwa literasi keuangan (X1) berpengaruh positif dan&#13;
signifikan terhadap kinerja UMKM (Y). Hasil serupa ditemukan pada orientasi&#13;
kewirausahaan (X2) yang juga berpengaruh positif dan signifikan terhadap kinerja&#13;
UMKM (Y). Pengujian simultan mengonfirmasi bahwa literasi keuangan dan&#13;
orientasi kewirausahaan secara bersama-sama memberikan pengaruh signifikan&#13;
terhadap peningkatan kinerja UMKM di Kabupaten Sleman. Temuan ini&#13;
mengindikasikan bahwa peningkatan pemahaman finansial serta penguatan sikap&#13;
proaktif, inovatif, dan keberanian mengambil risiko merupakan determinan penting&#13;
bagi peningkatan kinerja UMKM.</mods:abstract><mods:classification authority="lcc">04 Kewirausahaan</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2025-10-10</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Universitas AMIKOM Yogyakarta;Fakultas Ekonomi &amp; Sosial</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_32500"><mets:rightsMD ID="rights_eprint_32500_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by its own author:</strong> 
In self-archiving this collection of files and associated bibliographic 
metadata, I grant EPrints Universitas Amikom Yogyakarta the right to store 
them and to make them permanently available publicly for free on-line. 
I declare that this material is my own intellectual property and I 
understand that EPrints Universitas Amikom Yogyakarta does not assume any 
responsibility if there is any breach of copyright in distributing these 
files or metadata. (All authors are urged to prominently assert their 
copyright on the title page of their work.)</p>

<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by someone other than its 
author:</strong> I hereby declare that the collection of files and 
associated bibliographic metadata that I am archiving at 
EPrints Universitas Amikom Yogyakarta) is in the public domain. If this is 
not the case, I accept full responsibility for any breach of copyright 
that distributing these files or metadata may entail.</p>

<p xmlns="http://www.w3.org/1999/xhtml">Clicking on the deposit button indicates your agreement to these 
terms.</p>
    </mods:useAndReproduction></mets:xmlData></mets:mdWrap></mets:rightsMD></mets:amdSec><mets:fileSec><mets:fileGrp USE="reference"><mets:file ID="eprint_32500_325118_1" SIZE="1401101" OWNERID="https://eprints.amikom.ac.id/id/eprint/32500/1/COVER.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://eprints.amikom.ac.id/id/eprint/32500/1/COVER.pdf"></mets:FLocat></mets:file></mets:fileGrp><mets:fileGrp USE="reference"><mets:file ID="eprint_32500_325119_1" SIZE="336677" OWNERID="https://eprints.amikom.ac.id/id/eprint/32500/2/BAB%20I.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://eprints.amikom.ac.id/id/eprint/32500/2/BAB%20I.pdf"></mets:FLocat></mets:file></mets:fileGrp><mets:fileGrp USE="reference"><mets:file ID="eprint_32500_325120_1" SIZE="1152751" OWNERID="https://eprints.amikom.ac.id/id/eprint/32500/3/BAB%20II.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://eprints.amikom.ac.id/id/eprint/32500/3/BAB%20II.pdf"></mets:FLocat></mets:file></mets:fileGrp><mets:fileGrp USE="reference"><mets:file ID="eprint_32500_325121_1" SIZE="803985" OWNERID="https://eprints.amikom.ac.id/id/eprint/32500/4/BAB%20III.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://eprints.amikom.ac.id/id/eprint/32500/4/BAB%20III.pdf"></mets:FLocat></mets:file></mets:fileGrp><mets:fileGrp USE="reference"><mets:file ID="eprint_32500_325122_1" SIZE="1447045" OWNERID="https://eprints.amikom.ac.id/id/eprint/32500/5/BAB%20IV.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://eprints.amikom.ac.id/id/eprint/32500/5/BAB%20IV.pdf"></mets:FLocat></mets:file></mets:fileGrp><mets:fileGrp USE="reference"><mets:file ID="eprint_32500_325123_1" SIZE="198734" OWNERID="https://eprints.amikom.ac.id/id/eprint/32500/6/BAB%20V.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://eprints.amikom.ac.id/id/eprint/32500/6/BAB%20V.pdf"></mets:FLocat></mets:file></mets:fileGrp><mets:fileGrp USE="reference"><mets:file ID="eprint_32500_325124_1" SIZE="2167430" OWNERID="https://eprints.amikom.ac.id/id/eprint/32500/7/Daftar%20Pustaka%20dan%20Lampiran.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://eprints.amikom.ac.id/id/eprint/32500/7/Daftar%20Pustaka%20dan%20Lampiran.pdf"></mets:FLocat></mets:file></mets:fileGrp></mets:fileSec><mets:structMap><mets:div DMDID="DMD_eprint_32500_mods" ADMID="TMD_eprint_32500"><mets:fptr FILEID="eprint_32500_document_325118_1"></mets:fptr><mets:fptr FILEID="eprint_32500_document_325119_1"></mets:fptr><mets:fptr FILEID="eprint_32500_document_325120_1"></mets:fptr><mets:fptr FILEID="eprint_32500_document_325121_1"></mets:fptr><mets:fptr FILEID="eprint_32500_document_325122_1"></mets:fptr><mets:fptr FILEID="eprint_32500_document_325123_1"></mets:fptr><mets:fptr FILEID="eprint_32500_document_325124_1"></mets:fptr></mets:div></mets:structMap></mets:mets>