@phdthesis{universitasamikomyogyakarta32316,
          school = {Universitas AMIKOM Yogyakarta},
          author = {Futiara Aturrohmah},
           title = {KONTRIBUSI PENYALURAN KREDIT USAHA RAKYAT, TENAGA
KERJA, LEGALITAS USAHA, DAN MODAL SENDIRI DALAM
MENINGKATKAN PENDAPATAN UMKM DI INDONESIA},
           month = {March},
            year = {2026},
             url = {https://eprints.amikom.ac.id/id/eprint/32316/},
        keywords = {UMKM, Kredit Usaha Rakyat, Pendapatan, Tenaga Kerja, Legalitas
Usaha, MSMEs, People's Business Credit, Revenue, Workforce, Business
Legality.}
}