?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Agnes+Kamelia&rft.au=Narjun%2C+Agnes+Kamelia&rft.aulast=Narjun&rft.inst=Universitas+AMIKOM+Yogyakarta&rft.date=18+February+2026&rft.degree=S1+-+Sarjana&rft.title=PREDIKSI+RESIKO+KREDIT+CALON+NASABAH+PADA+LAYANAN+PEER-TO-PEER+LENDING+BERBASIS+MACHINE+LEARNING%3A+KOMPARASI+MODEL+RANDOM+FOREST+DAN+NAIVE+BAYES