@phdthesis{universitasamikomyogyakarta31627,
           month = {December},
          author = {GUNAWAN SYLVESTER},
           title = {\{JALUR SCIENTIST\} SEGMENTASI KEBIASAAN PENGELUARAN GENERASI Z MENGGUNAKAN ALGORITMA K-MEANS CLUSTERING: STUDI EMPIRIS POLA PERILAKU KEUANGAN},
            year = {2025},
          school = {Universitas AMIKOM Yogyakarta},
        keywords = {Pengambilan keputusan keuangan, Generasi Z, pengelompokan kMeans, segmentasi, perilaku pengeluaran. financial decision-making, Generation Z, K-Means clustering, segmentation, spending behavior.},
             url = {https://eprints.amikom.ac.id/id/eprint/31627/}
}